13–14. На фотографии видна только часть заданий: «Every day the family (has/is having) tea at 5 o’clock. 14. It is 5 o’clock now. The family (has/is having) tea.»

13. Every day the family has tea at 5 o’clock. (Регулярное действие, Present Simple.)

14. It is 5 o’clock now. The family is having tea. (Действие происходит сейчас, Present Continuous.)