Ответ:

\(\frac{5}{12}-\frac{9}{20}=\frac{25-27}{60}=-\frac{1}{30}\).

\(-\frac{1}{30}:\frac{2}{15}=-\frac{1}{30}\cdot\frac{15}{2}=-\frac{1}{4}=-0.25\).

Ответ: \(-0.25\).