$$7 - 2.92 = 4.08$$
$$13.65 - 3 = 10.65$$
$$12.444 : 4.08 = 3.05$$
$$1.03 \cdot 10.65 = 10.9695$$
$$3.05 + 10.9695 = 14.0195$$
Ответ: 14.0195