Ответ:
\[a_{8} + a_{6} = 16\]
\[a_{1} + 7d + a_{1} + 5d = 16\]
\[2a_{1} + 12d = 16\]
\[a_{1} + 6d = 8\]
\[a_{1} = 8 - 6d;\]
\[a_{2} \cdot a_{12} = - 36\]
\[\left( a_{1} + d \right)\left( a_{1} + 11d \right) = - 36\]
\[(8 - 6d + d)(8 - 6d + 11d) = - 36\]
\[(8 - 5d)(8 + 5d) = - 36\]
\[64 - 25d^{2} = - 36\]
\[- 25d^{2} = - 100\]
\[d^{2} = 4\]
\[d = \pm 2.\]
\[d = - 2:\ \]
\[a_{1} = 8 - 6d = 8 + 12 = 20;\]
\[d = 2:\]
\[a_{1} = 8 - 6d = 8 - 12 = - 4.\]
\[Ответ:d = - 2;\ \ a_{1} = 20\ \]
\[или\ d = 2;\ \ a_{1} = - 4.\]