What type of risk do customer theft, fraudulent payment or nonpayment represent?

Customer theft, fraudulent payment, or nonpayment represent a specific type of risk. Let's analyze the options:

1. Economic risk
2. Natural risk
3. Human risk

Customer theft, fraudulent payment, or nonpayment are actions caused by people, and they directly affect the financial stability of a business. Therefore, these types of risk are classified as human risk.

Ответ: c. human risk