Решение:
\[ \frac{12}{7} - \frac{20}{21} = \frac{12 \cdot 3}{7 \cdot 3} - \frac{20}{21} = \frac{36}{21} - \frac{20}{21} \]
\[ \frac{36 - 20}{21} = \frac{16}{21} \]
\[ \frac{16}{21} \cdot \frac{56}{16} \]
\[ \frac{1 \cdot 1}{21 \cdot 1} \cdot \frac{56}{1} = \frac{56}{21} \]
\[ \frac{56 \div 7}{21 \div 7} = \frac{8}{3} \]
Ответ: 8/3