Тип условного предложения - Conditional 3. Необходимо поставить глагол в Past Perfect.
If + Past Perfect, would have + Past Participle
В данном случае, необходимо образовать отрицательную форму would not have + Past Participle от глагола hurt. Все три формы глагола hurt совпадают: hurt - hurt - hurt
Получаем: wouldn't have hurt
Итоговое предложение:
If you had worn protective clothing while volcano surfing, you wouldn't have hurt yourself.
Ответ: wouldn't have hurt