Решение:
\[ \frac{12}{7} - \frac{20}{21} = \frac{12 \cdot 3}{7 \cdot 3} - \frac{20}{21} = \frac{36}{21} - \frac{20}{21} = \frac{16}{21} \]
\[ \frac{16}{21} : \frac{56}{16} = \frac{16}{21} \cdot \frac{16}{56} \]
\[ \frac{16}{21} \cdot \frac{16}{56} = \frac{2}{21} \cdot \frac{16}{7} \]
\[ \frac{2 \cdot 16}{21 \cdot 7} = \frac{32}{147} \]
Ответ: $$\frac{32}{147}$$